Financial

Articles and blogs on this topic, with new ones published every day.

Financial

Articles in this topic

What is an Activities of Daily Living Assessment?

Motor Vehicle Accident

What is an Activities of Daily Living Assessment?

At some time in your motor vehicle accident claim, the CTP insurer may raise the prospect of an Activities of Daily Living, or ADL, assessment being conducted, or it may be suggested by your legal representative.

Read
What is Maximum Medical Improvement and Why Does It Matter for My Motor Vehicle Accident Claim?

Motor Vehicle Accident

What is Maximum Medical Improvement and Why Does It Matter for My Motor Vehicle Accident Claim?

Maximum Medical Improvement is a term that comes up in every motor vehicle accident claim.

Read
You've claimed income protection and now you are relying on Centrelink benefits as you are unable to work. You may be entitled to a lump sum payment.

Total and Permanent Disability (TPD)

You've claimed income protection and now you are relying on Centrelink benefits as you are unable to work. You may be entitled to a lump sum payment.

Often people will access their income protection insurance to cover their lost earnings as a result of an injury or illness but will get to the end of the insurance payment period and will not be able to return to work.

Read
Being diagnosed with a terminal illness might enable you to access a lump sum payment from your Superannuation Insurance

Total and Permanent Disability (TPD)

Being diagnosed with a terminal illness might enable you to access a lump sum payment from your Superannuation Insurance

Often a superannuation account will have insurance connected to it and in particular, a death benefit. That death benefit insurance will often be available for access in the event you are diagnosed with a terminal illness and your doctor certifies you as having a life expectancy of less than 2 years.

Read
You pay premiums for TPD insurance to your Super fund so you should make a claim for that insurance when you're unable to work

Total and Permanent Disability (TPD)

You pay premiums for TPD insurance to your Super fund so you should make a claim for that insurance when you're unable to work

Often people will have insurance for total and permanent disability (TPD) and income protection (IP) available through their superannuation fund. That insurance can be accessed when a person is unable to work due to injury, illness or disability.

Read
Your CTP insurer tells you they are arranging an ISV assessment in your car accident claim. What does this mean?

Motor Vehicle Accident

Your CTP insurer tells you they are arranging an ISV assessment in your car accident claim. What does this mean?

You've been running your car accident injury claim yourself for a while and all seems to be going ok. The CTP insurer then tells you they will be arranging an ISV assessment and you sensibly wonder to yourself, what does this mean and how will this impact my compensation claim? 

Read
My child has been injured in a dog attack. What compensation claim can be made? 

Dog Attack

My child has been injured in a dog attack. What compensation claim can be made? 

It's important for parents to understand what compensation can be claimed and how to make a claim if a child is injured as a result of a dog attack.

Read
Who pays the compensation if I make a claim for childhood sexual abuse or serious physical abuse?

Childhood Sexual and/or Physical Abuse

Who pays the compensation if I make a claim for childhood sexual abuse or serious physical abuse?

Compensation is usually paid by an insurer for claims against institutions for childhood sexual and/or serious physical abuse.

Read
Am I Covered by the Car Accident CTP Scheme?

Motor Vehicle Accident

Am I Covered by the Car Accident CTP Scheme?

‘Am I covered by insurance?’ This is a common question that people often ask after sustaining injury in a motor vehicle accident. We discuss below how to find out whether you are covered by insurance for your injuries.

Read
Recent High Damages Awards in Victoria

Childhood Sexual and/or Physical Abuse

Recent High Damages Awards in Victoria

In recent years there have been high compensation awards in Victoria for institutional child sexual abuse claims as a result of Jury trials. We discuss those compensation awards below.

Read
High Court prevents Institutional Defendants stopping claims going to trial for some sexual abuse survivors

Childhood Sexual and/or Physical Abuse

High Court prevents Institutional Defendants stopping claims going to trial for some sexual abuse survivors

The High Court has delivered a decision that the law needs to adapt to modern standards and not prevent victim survivors of child sexual abuse from being able to have a trial of their matter, even in circumstances where the perpetrator died before the abuse allegations were put to them.

Read
When should a TPD claim be made?

Total and Permanent Disability (TPD)

When should a TPD claim be made?

You should make a claim for TPD insurance as soon as you are advised by your doctor that you are not able to return to work.

Read
I have been injured in a car accident which was someone else’s fault. What do I do now?

Motor Vehicle Accident

I have been injured in a car accident which was someone else’s fault. What do I do now?

If you have been involved in a car accident in South Australia and have sustained injury as a result, it is important to know what to do next in relation to making a compensation claim.

Read
A Dependency Claim may be brought if someone is killed as a result of another person’s Negligence or Intentional Act

Fatal Accident

A Dependency Claim may be brought if someone is killed as a result of another person’s Negligence or Intentional Act

If someone is killed as a result of someone else’s negligence or intentional act, a compensation claim may be brought by the spouse or dependant children of the deceased. This is known as a dependency claim.

Read
How to Protect Yourself Against a Dog Attack Claim

Dog Attack

How to Protect Yourself Against a Dog Attack Claim

You never know when a 'good dog’ will have a ‘bad day’ and so it is important to learn about how you can protect yourself against a dog attack claim or be prepared if a claim is made. ‍

Read
Making a Compensation Claim: What Do I Need to Bring to My First Meeting with a Lawyer?

Total and Permanent Disability (TPD)

Making a Compensation Claim: What Do I Need to Bring to My First Meeting with a Lawyer?

What do I need to bring to my first meeting with a lawyer when making a compensation claim?

Read
Dog Attacks on the Rise: What You Need to Know about Making a Compensation Claim

Dog Attack

Dog Attacks on the Rise: What You Need to Know about Making a Compensation Claim

A recent news story suggested that dog attacks are on the rise. If a dog attacks someone, then that person may be entitled to pursue a claim for compensation.

Read
Shocking Statistics of Childhood Sexual and Physical Abuse Published In Recent Australian Study

Childhood Sexual and/or Physical Abuse

Shocking Statistics of Childhood Sexual and Physical Abuse Published In Recent Australian Study

Shocking Statistics of Childhood Sexual and Physical Abuse Published In Recent Australian Study

Read
What is an ISV assessment and how does this affect my car accident claim?

Motor Vehicle Accident

What is an ISV assessment and how does this affect my car accident claim?

What is an ISV assessment and how does this affect my car accident claim?

Read
What is probate and is it needed to finalise a deceased estate?

What is probate and is it needed to finalise a deceased estate?

What is probate and is it needed to finalise a deceased estate?

Read
Further compensation may be claimed if you have settled a previous claim for Institutional sex abuse

Childhood Sexual and/or Physical Abuse

Further compensation may be claimed if you have settled a previous claim for Institutional sex abuse

Further compensation may be claimed if you have settled a previous claim for Institutional sex abuse

Read
Changes to SA legislation enables a claim for further compensation for Institutional sexual abuse

Childhood Sexual and/or Physical Abuse

Changes to SA legislation enables a claim for further compensation for Institutional sexual abuse

Changes to SA legislation enables a claim for further compensation for Institutional sexual abuse

Read
What evidence is needed to make a public liability claim?

Public Liability

What evidence is needed to make a public liability claim?

What evidence is needed to make a public liability claim?

Read
I want to bring a claim for childhood abuse. What should I expect at my first appointment?

Childhood Sexual and/or Physical Abuse

I want to bring a claim for childhood abuse. What should I expect at my first appointment?

I want to bring a claim for childhood abuse. What should I expect at my first appointment?

Read
I have been injured in a car accident. How do I claim compensation?

Motor Vehicle Accident

I have been injured in a car accident. How do I claim compensation?

I have been injured in a car accident. How do I claim compensation?

Read
Abuse legal action raises question about documents to be provided in claims for further compensation

Childhood Sexual and/or Physical Abuse

Abuse legal action raises question about documents to be provided in claims for further compensation

Abuse legal action raises question about documents to be provided in claims for further compensation

Read
Who is legally responsible for a Dog Attack? Is there insurance to compensate for injuries suffered?

Dog Attack

Who is legally responsible for a Dog Attack? Is there insurance to compensate for injuries suffered?

Who is legally responsible for a Dog Attack? Is there insurance to compensate for injuries suffered?

Read
Does my CTP insurer have to act in my best interest?

Motor Vehicle Accident

Does my CTP insurer have to act in my best interest?

Does my CTP insurer have to act in my best interest?

Read
The Previous Approach To Abuse Claims And The New Approach For Claims By Victim Survivors Of Abuse

Childhood Sexual and/or Physical Abuse

The Previous Approach To Abuse Claims And The New Approach For Claims By Victim Survivors Of Abuse

The Previous Approach To Abuse Claims And The New Approach For Claims By Victim Survivors Of Abuse

Read
It's Not Always A ‘Slippery Slope’ When It Comes To Public Liability Claims

Public Liability

It's Not Always A ‘Slippery Slope’ When It Comes To Public Liability Claims

It's Not Always A ‘Slippery Slope’ When It Comes To Public Liability Claims

Read
Why can’t you tell me what my claim is worth at a first meeting?

Why can’t you tell me what my claim is worth at a first meeting?

Why can’t you tell me what my claim is worth at a first meeting?

Read
An Unwanted Christmas Surprise: Avoiding a Public Liability Claim this Christmas

Public Liability

An Unwanted Christmas Surprise: Avoiding a Public Liability Claim this Christmas

An Unwanted Christmas Surprise: Avoiding a Public Liability Claim this Christmas

Read
In a motor vehicle accident, am I 10% responsible just for being on the road?

Motor Vehicle Accident

In a motor vehicle accident, am I 10% responsible just for being on the road?

In a motor vehicle accident, am I 10% responsible just for being on the road?

Read

Other articles