Total and Permanent Disability (TPD)

You've claimed income protection and now you are relying on Centrelink benefits as you are unable to work. You may be entitled to a lump sum payment.

MKF Lawyers

Often people will access their income protection insurance to cover their lost earnings as a result of an injury or illness but will get to the end of the insurance payment period and will not be able to return to work.

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You've claimed income protection and now you are relying on Centrelink benefits as you are unable to work. You may be entitled to a lump sum payment.

Total and Permanent Disability (TPD)

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Often people will access their income protection insurance to cover their lost earnings as a result of an injury or illness but will get to the end of the insurance payment period and will not be able to return to work.

Often the person will not know they have insurance for a lump sum payment for total and permanent disability (TPD), or if they are aware of the insurance available they don't want to have to deal with the super fund or insurer. While you pay premiums to keep your insurance, the super fund/insurer won’t release the TPD money without putting your request to the test. Long and onerous forms, spending hours on hold when trying to contact your super fund and then being transferred around while trying to find the right person to answer your query are just a few reasons people give up on making a claim for the TPD insurance they are entitled to. 

You don't need to wait until you have received all of your income protection entitlements to make your TPD claim. If your injury or illness prevents you from returning to work then a claim can be made straight away. It is important to discuss with a lawyer what is required to make a TPD claim as each superfund/insurer will have different requirements and definitions of what will be considered total and permanent disability. 

Getting help from a team that is experienced in making TPD claims will take the stress out of the process and will also give you the best chance of getting access to your insurance. 

We have a team of staff who are dedicated to securing your lump sum TPD payment for those in need, and will do all the hard work so that you don't have to. We work on a no win no fee basis so there's no charge for our work unless you succeed in your TPD claim.  We charge a fixed fee at the end of the successful claim so there are no surprises. 

Contact MKF Lawyers on 08 7093 2998 or by text message to 0482 075 591 for a free and confidential discussion about securing your TPD payment today.